Solutions
The competitive situation on the insurance market
The market is saturated, products are commodities and can be replaced, clients are loosing loyalty, costs are increasing and margins shrinking. There are two ways to survive and grow:
- Crowding out (take-overs, mergers)
- Innovations (to differentiate and grow, to save costs)
Crowding out is not a real change but a “rebranding” of market shares. To make a next steps a change of mind is required. Success will be based on a huge amount of actions of various sizes and the capability to manage them on a holistic approach.
januSuisse has created models, solutions and best practices to help leading financial services providers to follow that path. januSuisse understands itself as an innovation leader aimed at developing and implementing sustainable innovations. januSuisse acts as part of a network of world-class consultancies and system-integrators that we can assure delivery capabilities at the highest level of quality and lasting solutions.
Business modelling
Customer intelligence model | Personal finance portal.
Products
Product industrialisation | New product models | Product innovations | New pricing models | Bundling | Product integration.
Sales
New distribution models | Cooperation | Customer relationship models | Value based claims management (as client touch point) | Identification of new market potentials.
Processes
Process industrialisation | New role models | Reduction of complexity | New transaction models.
Shared Services
Design of shared service models | Transformation of business | Set up of shared service centres.